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Buying

303 questions found

Should I get more than one home inspection?

I put an offer on a home that's about 40 years old. I know there are things that need to be replaced and want to go into the deal with as much knowledge as possible. I get that humans make mistakes or don't see things. So, I'm wondering if I should get 2 home inspections and see what they both say. Could I use both reports to negotiate?

Asked by Sofia | Albany, NY | 03-18-2026 | 121 Views | Buying | Updated 1 month ago

I got an inspection - there were a lot of things. How much should i ask the seller to fix?

Inspection found a cracked heat exchanger and some roof leaks. On top of that there are about 30 smaller things like holes in the walls, sagging carpet, broken vent covers, etc. Do I ask them to fix it, or just ask for a $10k credit? What’s the standard for negotiating after the inspection report comes back?

Asked by Alex F | Cincinnati, OH | 03-18-2026 | 118 Views | Buying | Updated 1 month ago

How do I check for flood zones before I buy a house?

I found a great house near a creek, but I’m terrified of insurance costs. Is there a way to check if a house is in a high-risk flood zone before I spend money on an appraisal or inspection?

Asked by Sara M | Newport News, VA | 03-18-2026 | 144 Views | Buying | Updated 1 month ago

Is it dumb to buy a house without seeing it first?

Anyone ever bought a house "sight unseen" from out of state? Relocating for work and I can't fly out every weekend. Is it crazy to trust a FaceTime tour and a good inspector? What's the best way to protect myself so I don't move into a lemon?"

Asked by James | Atlanta, GA | 03-17-2026 | 143 Views | Buying | Updated 1 month ago

Is buying a house with a friend bad idea?

I can’t afford a house on my own, so my best friend and I are thinking of buying a duplex together. Does this work? Is it a good option. How do we split the deed so if one of us wants out, we don't end up in a legal nightmare?

Asked by Jessica B | Atlanta, GA | 03-17-2026 | 98 Views | Buying | Updated 1 month ago

Is a 2-1 Rate Buydown actually a good deal or a gimmick?

My lender suggested a 2-1 buydown where the seller pays to lower my rate for the first two years. Is this better than just asking for a price reduction? What happens in year 3 if rates haven't dropped?

Asked by Steven G | Lyme, CT | 03-17-2026 | 107 Views | Buying | Updated 1 month ago

Can I tap into my 401k for a down payment?

I’m about $20k short on my down payment. Is it a terrible idea to take a 401k loan? I know I have to pay it back, but does it count against my debt-to-income ratio when I apply for the mortgage?

Asked by Trina Monte | Alabaster, AL | 03-17-2026 | 58 Views | Buying | Updated 1 month ago

Is there a way to know if someone is about to list for sale?

There is a home in my neighborhood that has been doing a lot of work. I know it is a single, older man who lives there and I'm guessing that he is planning to sell soon. Our neighborhood is very desirable and I know it will go fast so I want to see if I can get it before he lists it. Aside from approaching him, is there a way to see and let him know that someone is interested?

Asked by Alexa L | San Diego, CA | 03-17-2026 | 108 Views | Buying | Updated 1 month ago

looking for hunting property in WNC?

25acreage++ 200 000limit- hunting- not pine cut down, housing unnecessary, water would be nice, secluded.

Asked by jim hagan | wnc/country land | 03-15-2026 | 35 Views | Buying | Updated 1 month ago

What are some questions you wish you asked when buying your first home?

My fiance and I are beginning the process to buy a home. We're starting to meet realtors to choose one and go forward with the search. Trying to come up with questions to ask the realtor about the home so that we don't make a mistake and also so that we get the most information.

Asked by Grayson | Springfield, MA | 03-16-2026 | 137 Views | Buying | Updated 1 month ago