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What happens if my house doesn't appraise because of high insurance costs?

My house is in an area where homeowners insurance premiums just doubled and now my buyer is saying their debt to income ratio is messed up. Even if we agreed on a price can the bank kill the deal just because the insurance is too expensive for the buyer to afford every month?

9 Answers

should I wait for the interest rate thaw before I list my house?

Everyone is talking about a housing market thaw in 2026 because rates are finally dipping into the five percent range. if i list now am i going to get beat by a wave of inventory in three months or should i try to be the first one out the door while buyers are still hungry?

22 Answers

can my agent use ai to write my listing or is that a legal risk?

i saw a few houses nearby with descriptions that look like they were written by a robot and they had wrong info about the school district. if my agent uses ai to write my house blurb and it hallucinates that i have a new roof when i dont am i the one who gets sued for misrepresentation later?

8 Answers

I bought a single wide noble home and needs a loan to remodel

I have a single wide home and want to remodel

8 Answers

Can a real estate agent help with leasing land?

We have approximately 12.5 acres of land we'd like to lease out in rual Virginia. The land is mostly clear and open with pond access that has 2 spring heads.

7 Answers

We did a pocket listing and immediately got an offer. Should we accept it?

We did a pocket listing because we wanted to list at the top end of the recommended price options. We immediately had a showing and an offer at full list price. While we're happy to not have a million showings and open houses, this is literally the first person to walk through our house. Should we wait for more offers? Or do we list the home on the open market and see what happens? We're also happy to have gotten our desired price and maybe we should just take this gift?

17 Answers

is it a detriment not to have my own broker when making a deal

n/a

12 Answers

Buy and sell in different states

Are there agents to help me sell my Maryland home and help with the purchase of a home in North Carolina?

12 Answers

When does it actually make sense to refinance?

Since we have to pay to refinance the loan and the interest rate is only about .5% lower, does it even make sense to refinance? When we bought they kept saying "date the rate" but now we're 2 years in and rates are still high.

13 Answers

Can I buy a home while on maternity leave?

I'm on maternity leave for 6 months and we're realizing our current living isn't working. We want to buy a house. But my income is lower than normal since I'm on leave. So, how does this affect our ability to buy a house and the mortgage that we can get?

12 Answers