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Advice Topic:
Finance & Legal Info

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Finance & Legal Info

118 questions found

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Can I take out a loan against the house I live in now to use as the down payment for my next house?

I'd like to try to keep my current house and rent it out. But I don't have money saved for a downpayment. Can I take out a loan against the house I live in now to use as the down payment for my next house?

7 Answers

I just got a small inheritance. What to do? Invest, Refinance, Pay down mortgage?

I just got a small inheritance. What should I do with it? rnInvest it? rnRefinance mortgage?rnRecast mortgage?rnPay down mortgage? rnBury it in the backyard? rnrnKidding on that last one, but it feels like sometimes hiding it away is the best option. What shoud i do?

8 Answers

How do I know if HOA will increase or have a big payment?

I'm looking at a condo and the HOA seems fine, but how can i tell if they're about to his me with a huge $20k bill for "repairs" right after I move in? I can afford it all as it stands now, but have an assessment that's over $5K would sink me.

10 Answers

Contract termination ?

We’re in GA trying to sale our house. As I get to know our agents, we notice they use multiple phone numbers to call and text us, and never inform us house showing schedule when we requested they simply said “ we have no time for this Day before the home inspection my husband drove to GA home he arrived late night and he saw multiple room lights was on and several doors were unlocked. The day of the home inspection buyer showed up at least 10 cars and full of the family and friends were in the house and after 4 plus hours of the inspection my husband noticed the wood floor was ripped out and backed gate looks like someone forcefully lifted up and it’s misshaping will not close. We quickly notified to agent they offered to fix it and they are requesting another home inspection again, but we told them not to without owners present and authorized. However buyer and inspector came to our house asked for door lock code we have changed. We refuse to give up the code tell them to leave but agent were pressure us to tell lockbox code. Unfortunately we have to call police request for property inspection and now our house is on watch by police officer and neighbors. After the incident agent send us transaction information for us to provide Persona who will be taking care of transportation name “ Areal kiss” We refuse to give up any information and I want to terminate the contract. Also this third party is using low cost GA agent and they told the agent don’t deal with us directly it’s the third party’s deal. Please tell me what is the best way to deal with them because they have no physical address or real phone number and we can’t find them social media either

7 Answers

Do I need to put 20% down?

I'm really struggling to save 20% for a home. I just watch home prices go up while I'm trying to get to that 20% mark. I can afford a mortage and am looking to stay within the amount that I'm comfortably paying for rent. It's just the 20% is such a big number and I'm looking at years to get there. So, how much can/should I put down on a house without putting myself in financial jeopardy?

22 Answers

Should I split my mortgage payments?

I saw something about splitting my mortgage payments in half and paying twice each month. Then it said I can pay off my mortage sooner and have less interest. Can someone explain this to me? Does it work? How? Why?

14 Answers

Can I buy a house if I have student loans?

I had to borrow a lot of money to get through college. I have a lot of student loan debt. I'm making the monthly payment and pay every month. Can I buy a house even though I have big student loans?

8 Answers

How do I read my title report without a law degree?

Just got the title report and it’s 40 pages of legal jargon. It mentions an easement and a lien from 1994. What are the specific things I should pay attention to of in these documents? I try to read them and just can't make sense of most of them. My agent said it's important to read them.

12 Answers

Will my Facebook marketplace sale kill my loan?

I'm preparing to move and I'm not taking a lot of my current items. I've started selling them on Facebook marketplace. I have a lot of nice items and I'm hoping to make aboubt $5,500 after selling everything. My agent is getting upset and telling me my loan could get pulled because of this?! Is this possible? I don't want to move with these items and I was hoping the sale of them could cover some of the costs of closing and moving.

9 Answers

First time buyer. How do I know what type of loan to get? And how do what I qualify for?

I'm a first time buyer. I've heard that there are different types of loans and some are better for first time home buyers. And I've also heard that there is help for first time buyers. I don't know what I qualify for or what questions to ask to make sure I get this. What do I do?

9 Answers

Related Blogs

10 Surprising Factors That Can Affect a Home Appraisal

Advice Topic:
Finance & Legal Info

Ask An Agent

Finance & Legal Info

Can I take out a loan against the house I live in now to use as the down payment for my next house?

I just got a small inheritance. What to do? Invest, Refinance, Pay down mortgage?

How do I know if HOA will increase or have a big payment?

Contract termination ?

Do I need to put 20% down?

Should I split my mortgage payments?

Can I buy a house if I have student loans?

How do I read my title report without a law degree?

Will my Facebook marketplace sale kill my loan?

First time buyer. How do I know what type of loan to get? And how do what I qualify for?

Related Blogs

10 Surprising Factors That Can Affect a Home Appraisal

Everything You Need to Know About a Discount Agent

Essential Interview Questions to Ask a Real Estate Agent

Contributing Real Estate Professionals

Keith Jean Pierre

Kevin Neely

Amanda Courtney

Loodmy Jacques

Barrett Henry

Austin Pelka

Jason Craig

Chris Yochum

Julianne Clark

Phong Tran

Aaron Sims

Lisa And Greg Harris

Advice Topic: Finance & Legal Info

Ask An Agent

Finance & Legal Info

Related Blogs

10 Surprising Factors That Can Affect a Home Appraisal

Everything You Need to Know About a Discount Agent

Essential Interview Questions to Ask a Real Estate Agent

Contributing Real Estate Professionals

Keith Jean Pierre

Kevin Neely

Amanda Courtney

Loodmy Jacques

Barrett Henry

Austin Pelka

Jason Craig

Chris Yochum

Julianne Clark

Phong Tran

Aaron Sims

Lisa And Greg Harris

Advice Topic:
Finance & Legal Info