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My lender mentioned a new 40 year loan term that makes the monthly payment way lower than a 30 year. I know it means i pay way more interest over time but is this a legit way to get into a house today or am i just going to be stuck with zero equity for the first decade?
I used an online ai tool to help me understand my loan terms and it told me I wouldn't have a prepayment penalty but now my actual contract says I do. since I relied on that info to pick the lender do I have any way to hold the company responsible for the badadvice?
Asked by Geoff Haven | Plano, TX | 04-01-2026 | 31 Views | Buying | Updated 3 weeks ago
n/a
Asked by Sam | 10021 | 03-30-2026 | 34 Views | Buying | Updated 4 weeks ago
I'm on maternity leave for 6 months and we're realizing our current living isn't working. We want to buy a house. But my income is lower than normal since I'm on leave. So, how does this affect our ability to buy a house and the mortgage that we can get?
Asked by Sarah | Memphis, TN | 03-30-2026 | 61 Views | Buying | Updated 4 weeks ago
Are there protections that I can ask for when buying a home? I'm looking at both a used home and new construction. I'm thinking about major items, like what can I do if the HVAC fails or mold starts to grow or things like that. I know that I should have money saved for repairs, but in the first year or two paying for big items to be fixed will be difficult.
Asked by Heath | Kenosha, WI | 03-30-2026 | 30 Views | Buying | Updated 4 weeks ago
What mistakes should I look for when buying new construction? I know new doesn't mean perfect and I've watched some horror stories on Instagram about new builds being terrible. I don't want to be one of those stories. What mistakes should I look for with new construction?
Asked by Aaron | Katy, TX | 03-30-2026 | 29 Views | Buying | Updated 4 weeks ago
I'm looking at neighborhoods that I think could turn either up or down. So how can I tell if a neighborhood is up and coming or declining? Are there specific signs to look for?
Asked by Elijah | San Francisco, CA | 03-30-2026 | 45 Views | Buying | Updated 4 weeks ago
I keep seeing ads for companies like Pacaso or others that let you buy 1/8th of a luxury home. Is this a legitimate way to build equity, or is it just a glorified timeshare that’s going to be impossible to sell later? I’m looking for a way to get into a high-priced market.
The house is perfect but the roof is at the end of its life. My inspector says it's not leaking yet, but it's due. The seller says they won't replace it because it's functional. How do I get them to meet me in the middle without them just moving on to the next buyer who doesn't care?
Asked by Lizzy B | Conway, SC | 03-27-2026 | 165 Views | Buying | Updated 1 month ago
Found a house with an awesome mother-in-law suite, but the agent admitted the plumbing and electric weren't permitted by the city. If I buy this, can the city force me to tear it out? Will my homeowners insurance even cover a fire if it starts in an unpermitted room?
Asked by Greg M | Sioux City, IA | 03-27-2026 | 40 Views | Buying | Updated 1 month ago

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