I did a deal 17 years ago and I do not have paperwork ?

Take a breath. This is almost certainly not going to result in anything meaningful against you, but you should handle it carefully. Most states have a statute of limitations on real estate disclosure claims, typically ranging from 2 to 6 years after the sale. At 17 years, the buyer is almost certainly well past the filing deadline for any legal claim against you. Additionally, asbestos was common in homes built before the 1980s, and its presence alone is not necessarily a defect you were required to disclose, especially if you didn't know about it. You don't have paperwork and that's understandable after 17 years. Most agents and brokerages are only required to retain transaction files for 5 to 7 years depending on the state. Shredding after 10 years was reasonable. Do not admit to anything or offer to pay for anything. Don't get into a back and forth with the buyer about what was or wasn't known at the time. If the buyer contacts you again, your response should be short. Tell them you don't have records from a transaction that old, and suggest they consult their own attorney if they believe they have a claim. If you receive any formal legal notice or demand letter, contact your own attorney immediately. If you had errors and omissions insurance at the time of the sale, contact that carrier as well, though coverage from 17 years ago may no longer be accessible. This is likely a frustrated homeowner venting, not a viable legal claim. But protect yourself by not engaging beyond the basics and getting legal advice if it escalates.

I would suggest speaking to an attorney regarding this matter as we can not give legal advice, but a 17 year old claim is most likely going require proof that you hid this material fact. Keith Jean-Pierre Managing Principal The Dapper Agents Operations In: NY, NJ, FL & CA

Missing paperwork from a transaction nearly two decades old is a common situation, and the good news is that most of the critical records can be reconstructed or retrieved from other sources. In Weeki Wachee, Hernando County, Florida, property records including the deed, any recorded liens, prior title transfers, and easements are maintained by the Hernando County Clerk of Courts and Property Appraiser, and most of those records are searchable online at no cost. If you need the original closing disclosure or HUD-1 settlement statement, contact the title company or real estate attorney who handled the closing, because many firms archive files for extended periods. Your lender from that transaction may also retain records if a mortgage was involved. If you are trying to establish ownership history, cost basis for tax purposes, or resolve a title question, a licensed Florida real estate attorney can help you piece together the record from public filings. Starting with the county records office and the original title company covers most situations without needing to hire anyone right away. Kevin Neely & Kaitlynd Robbins | K2 Sells

Since the transaction happened 17 years ago and you no longer have records, your liability is likely very limited or nonexistent. In most states, the statute of limitations for real estate claims, such as fraud or misrepresentation, is typically between 3 to 10 years. Additionally, since the buyer had a home inspection and legal representation at the time, they were responsible for their due diligence. If the buyer reaches out, keep your response neutral and professional, stating that you no longer have records from that transaction and that any concerns should have been addressed at the time of purchase. Avoid admitting any responsibility or offering assistance. If they threaten legal action, they likely don’t have a case due to the time elapsed, but if concerned, you can consult an attorney. However, you are not responsible for this issue, and if they persist, politely refer them to their own legal counsel or home inspector.

An agent can come back 17 years on the MLS AND see who sold the home. If that agent is still working, she might have the file uploaded on her system. I upload all my files. I am in business 38 years. I can get to any file to see who did the home inspection, attorney and title company. Worth a try. Lucy Mierop