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Should I sell my house to a tenant buyer?

Market is slow in my area. A tenant asked if I’d do a lease-to-purchase. I like the idea of high rent, but I’m worried they’ll just back out in two years and I’ll be stuck with a house that’s now in not great shape. What are the actual risks of seller-financing in this market?

7 Answers

Is it better to delist or price cut?

We’ve been on the market for 45 days with no bites. My agent says I should drop the price by $50k, but I’d rather just pull the listing and wait for rates to drop further in 2027. Has anyone delisted and waited successfully, or does it make my house look bad because it didn't sell the first time?

12 Answers

My agent wants me to sign a commission agreement before listing—do i have to?

It’s 2026, and I thought the whole "seller pays 6%" thing was dead. My agent is asking me to commit to a specific buyer agency compensation in the listing contract to "ensure maximum exposure". Is this legal, or is this an old way of doing things that I don't have to do anymore?

15 Answers

Is shadow inventory going to crash my home value this spring?

I seen a report that a lot of people who delisted last year are planning to re-list this March. If everyone hits the market at once, am I going to lose my leverage? Should I wait to list or try to beat the crowd? I"ve been waiting till the weather got nicer but now i'm questioning my strategy.

12 Answers

What happens if the appraisal comes in lower than the offer I accepted?

Sold my house for $550k, but the bank appraisal just came back at $530k. The buyer says they don't have the $20k cash to cover the gap. Am I forced to drop my price, or can I make them walk and keep their earnest money? I mean, they said they wanted it for $550 and I feel like it's worth that. Can they get another appraisal?

13 Answers

Dumb to buy a vacation home?

I want to buy a vacation home near water. We would spend some weekends and parts of the summer there. i don't think we would rent it out, but that could be an option. Is it financially smarter to just rent places for random weeks every year? I thought owning a home was always better because of the equity you build up but now I'm rethinking.

10 Answers

Should I accept the first offer on my house?

If I receive an offer soon after listing, is it usually a good idea to accept it or wait for more offers?

24 Answers

What are the hidden costs of buying a new Construction home?

Looking at a new build development. The base price is in my budget, but then they mentioned lot premiums, design center upgrades, and something called a SID/LID tax. By the time I add a backyard and blinds, am I going to be $100k over budget? What should I ask the builder before I sign?

13 Answers

Is it a red flag if a house has been sold every 2 years?

Found a house I love, but looking at the history, it was sold in 2020, 2022, and 2024. How do i know if it is just a coincidence (like people relocating), or is there likely a hidden nightmare with the house or the neighbors that makes everyone want to leave immediately? How do I find out the truth?

14 Answers

Do I need to put 20% down?

I'm really struggling to save 20% for a home. I just watch home prices go up while I'm trying to get to that 20% mark. I can afford a mortage and am looking to stay within the amount that I'm comfortably paying for rent. It's just the 20% is such a big number and I'm looking at years to get there. So, how much can/should I put down on a house without putting myself in financial jeopardy?

23 Answers