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Sami Vecchiolla

Answers by Sami Vecchiolla

25 answers · 125 pts

Does refinancing hurt my credit score?

Asked by June | Springfield, MO | 09-18-2025

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

It typically gives a slight dip in your credit but always consult with the proper professionals before having anyone pull your credit.

Is the seller responsible for a major expense ?

Asked by MARY | Salem, OR | 08-21-2025

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Mary, I'm sorry that happened to you. Typically once the transfer of title occurs the previous seller is no longer liable for anything with the home. Were you offered a property condition disclosure form on the property?

Will private listing hurt my sale?

Asked by Harper | Nashville, TN | 08-14-2025

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Hi Harper, a private listing gives you the flexibility to list your home for sale off market without accruing days on market, which is a killer for sellers. Buyers are always looking at the days on market to attribute towards what they are willing to offer. Depending on who you hire to privately list your property or if you plan on doing it yourself its really dependent on the additional marketing they plan to do to get your home in front of the right eyes.

how do i return a key and sign for an expired contract?

Asked by Renee Caraballo | port charlotte florida, FL | 06-22-2025

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Reach out directly to the agent that you were working with and let them know you don't wish to continue working with them.

How do I cancel a list in agreement correctly?

Asked by Ava Guerra | Benicia, FL | 06-06-2025

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Do you have a copy of the listing agreement? Typically it details on the agreement how you can cancel the agreement with the listing brokerage you hired.

Problem with neighbors preventing sale of lot?

Asked by Connie | Havelock, NC | 05-19-2025

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

That is frustrating, As a realtor we need to present all material facts on a property i'm not sure a previous disagreement with a neighbor needs to be disclosed.

How can i get out of a buyers agreement?

Asked by D Thornton | Broken Arrow, OK | 04-17-2025

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

I'm sorry this happened to you, there is no standard on agreements. Everything is negotiable.

What happens to your home when you die?

Asked by Justine | Elk Grove Village, IL | 01-29-2025

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Depends on how the property was purchased. If the owner has a will and the property is included in that will. Aging parents is a very tough situation to navigate as there are a lot of emotions rolled in. Entrusting an estate attorney or a real estate agent who is certified in senior real estate transactions is a good first step.

what are the fees for the seller?

Asked by barbara masten | The Villages, FL | 09-22-2024

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Every state is different but typically you'd pay the commission, any attorney fees if applicable, and title/tax remaining on the property until the closing date. Some states also have a transfer tax.

Can I cancel listing agreement if I don’t want to sell?

Asked by Tamrah | Glendora, CA | 08-21-2024

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Your listing agreement should have details on it how you can cancel the deal for any reason. Worst case scenario email your agent and ask to cancel the agreement and they should walk you through how to do that. Best of luck!

I want to sell quickly because I inherited a condo.?

Asked by Sally Catalana | San Rafael, CA | 06-18-2024

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Depends on your market but price is always the best factor to consider. the price you market a property for sale at will attract the right buyer or multiple buyers.

Are closets included in square footage?

Asked by Henry | Columbus, OH | 04-25-2024

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Heated living space is typically what is included in square footage.

Talk to me about mortgage recasting?

Asked by Sarah | Venice, FL | 04-03-2024

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Reach out to your lender to see if this is an option for you. It is a great way to lower the monthly costs but sometimes it requires an additional payment upfront

Do low commission realtors do less for you?

Asked by David | Germantown, MD | 11-28-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Commission is negotiable and every agent offers different services and levels of experience. If you're looking for the cheapest option you're often leaving money on the table if that person doesn't have a ton of experience in negotiations. If they are willing to take a cut in pay how strong will they be in negotiating for you to get top dollar?

Why would median list price be different than home value?

Asked by Sofia | Miami, FL | 11-14-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Median price is a collection of all of the homes in the specified area and a homes value is specific to what the buyer is willing to pay for the particular property listed.

Negotiate lower agent fee?

Asked by Melba L Ferdinand | Magnolia, MS | 11-06-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Everything in real estate is negotiable. A great agent has all of these scenarios negotiated with you prior to listing the property.

How can there be a guaranteed sale of the property?

Asked by Sina | Tehran, FL | 10-31-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

If you decide to move forward with one of these companies that offer your home sold guaranteed just read the contract carefully. If you're looking to sell your property interview several agents in your area that come recommended to you.

What are some green flags for a real estate agent?

Asked by Sue | Memphis, TN | 06-07-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Love this question!! General responsiveness and knowledge about the market. A great agent has a plan and the confidence needed to get the job done for you with creating the least amount of stress for you. Their ability to deliver news to you is also important the agent sets the tone for the whole transaction

What is debt to income ratio?

Asked by Ethan | Springfield, MO | 04-05-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

DTI is a ratio used to determine how much your able to borrow. All of your debts on a monthly basis are subtracted from all of your income. The lower debt to income ratio the better.

Why does the seller pay the commission for both agents?

Asked by John | Bozeman, MT | 03-27-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

This is a great question. Everything in real estate is negotiable.

Can I switch real estate agents? ?

Asked by Isaiah | Boulder, CO | 03-15-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Cancelling your contract with an agent can typically be done at anytime in the agreement period. usually in writing. Read the contract and see if there is any clause talking about canceling the agreement.

Is it better to work with a broker or agent?

Asked by Jeremiah | Phoenix, AZ | 02-27-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

A broker typically has more education under their belt depending on the state. I like to think of it as a bachelors degree and an associates degree. Ultimately hiring an agent comes down to who makes you the most comfortable in reaching your real estate goals.

What is CMA in real estate?

Asked by Trent | Fort Wayne, IN | 02-27-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Comparative market analysis. Basically a collection of similar homes that would directly help in pricing the property in consideration.

What is a probate sale in real estate?

Asked by Harris | Middletown, DE | 02-17-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Probate is when the property is subject to a sale with the court and there is not an actual seller you're speaking with its more of an executor of an estate.

What does contingent mean?

Asked by Trent | Galveston, TX | 02-03-2023

Sami Vecchiolla
Sami Vecchiolla09-28-2025 (7 months ago)

Contingent means In contract and the sellers on that house have secured a buyer they are just awaiting title to pass and financing if necessary.