Service Areas
About Michelle Fenske
Community Involvement
HOBBIES/INTEREST
FAMILY
Credentials
LICENSE
Designation
PSA (Pricing Strategy Advisor)
ABR (Accredited Buyers Representative)
Seller Representative Specialist
REALTOR
Specialties
- Buyers
- Sellers
- Commercial Property
- Mobile Homes
- Residential Property
Awards
2026
TOP AGENT
Westfield, WI
Other Awards
5yrs of Quality Service Awards
Answered Questions
" AbsolutelyaEUR"you can still move forward with financing even if the home isn't on the market yet. In Wisconsin, private or off-market sales happen more often than people think, especially when it involves a family friend. As a first-time buyer, your best first step is to connect with a lender and get pre-approved so you know exactly what you can afford. From there, we can structure an offer just like any other transaction using Wisconsin's standard Offer to Purchase, and the lender will still require an appraisal to confirm the value. I'd also recommend having inspections in place to protect yourself, even in a private sale. If the seller is offering the home below market value, there may even be an opportunity to use that difference as a gift of equity toward your down payment.
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