Service Areas
About Chad Basinger REALTOR CPA CFP
I don't just strive for excellence-I expect it. As a San Diego native with a lifelong connection to real estate, my mission is simple: deliver exceptional results with unmatched professionalism and care. Real estate runs in my blood-my mother spent over 50 years in the business and ranked in the top 1% of agents nationwide. I built on that foundation with a degree in Business Economics (emphasis in Accounting) from UC Santa Barbara, followed by two years at Ernst & Young, where I earned my CPA license, which remains active today. I then spent over a decade on Wall Street as a professional equity options trader, honing my negotiation skills in one of the most competitive environments in the world. Now, as a licensed REALTOR(R) and Certified Financial Planner (CFP(R)), I bring a financial lens to every transaction-ensuring that every decision is not only emotional, but strategically sound. This isn't about sales-it's about making smart, informed decisions. Whether you're buying your dream home or maximizing your return, I bring the business acumen, financial insight, and marketing expertise to deliver a seamless, white-glove experience from start to finish.
It's rare to find a San Diego native who is both a CPA, CFP(R), and full-time REALTOR(R). More importantly, I treat every client like family-with transparency, dedication, and results-driven service that extends well beyond closing. Let's connect-and get you where you want to go, with confidence.
OTHER LANGUAGES
Community Involvement
HOBBIES/INTEREST
FAMILY
Credentials
LICENSE
Designation
PSA (Pricing Strategy Advisor)
CRS (Certified Residential Specialist)
SFR (Short Sales & Foreclosure Resource)
ABR (Accredited Buyers Representative)
Seniors Real Estate Specialist
Top Producer
Licensed Realtor
ePro
REALTOR
Specialties
- Buyers
- Sellers
- Residential Property
Luxury Properties, Relocation, Seniors, First Time Homebuyers, Move Up/Move Down Buyers, Divorce Sales, Entertainment and Sports Division, Vacation Properties
Awards
-
2026
TOP AGENT
Poway, CA
Other Awards
San Diego Association of Realtors Circle of Excellence Award (given out to the top 5% of agents in All of San Diego County)-Every Year Since Inception (2016)...#1 Individual Agent for Windermere Homes & Estates in all of San Diego County in 2020 & 2021......FIVE STAR AGENT AWARD
Answered Questions
Hello Danielle, It is great to see you being proactive and considering tax ramifications. I am a REALTOR, who also has an active CPA license and CFP certificate. When it comes to capital gains taxes and real estate, as long as you have lived there for 2 of the last 5 years, you will be able to take advantage of the $250,000 capital gains exemption amount. In this case, your gains are well below the 250K amount, so would not have any capital gains taxes at this stage. To answer your question regardless of this, the 2 out of 5 year requirement would be met as long as you close on that property in 2027 (specific date depends on when you moved out of it). Good luck!
Hi Linda, Please email me at [email protected] and I will reply with a very insightful, one page consumer guide to buyer broker agreements put out by the National Association of REALTORS. Of course, I am always happy to chat with you on the phone so I can answer any of your questions. I can be reached at 858-997-3704.
Kristy has a lot of good insight, so no need to repeat those.. One of the best sources of information is the neighbors/neighborhood. Walk the neighborhood and let them know you have an interest in the property and see if they say anything. Of course, you have to weed out fact from fiction, but if multiple parties are telling you the same story, there is probably something to it. Also, if you knock on a door and there is a clear red flag, that may be your answer. You will want to check Megan's Law database (for sexual offenders in the area). I'd be sure to check out permit history on the property. Also, you may want to check in the the local police department to see if they have any insight on that particular property and/or any of the surrounding ones. I can go on for a while, but will leave it at this. Hope this helps!
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