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Want to applyforahudhome?

Need help finding the right place and to get it started and thank you for your time so I need help finding out how to apply

Asked by Angela Crowley | Goshen, FL| 04-09-2025| 845 views|Buying|Updated 1 year ago

Answers (5)

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Keith Jean Pierre

REMAX First Realty · East Brunswick, NJ

(151 reviews)
I am sorry, but I do not understand the question. Keith Jean-Pierre Managing Principal The Dapper Agents Operations In: NY, NJ, FL & CA
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04-24-2026 (4 days ago)··
Kevin Neely

Keller Williams Realty Elite Partners · Spring Hill, FL

(76 reviews)
HUD homes in Florida are properties that were foreclosed on after the owner defaulted on an FHA-insured mortgage, and they are sold through the HUD HomeStore website (hudhomestore.gov) rather than through traditional MLS listings. To purchase one, you must work with a HUD-registered real estate agent who can submit bids on your behalf through the portal. In Spring Hill and throughout Hernando County, HUD homes do come up periodically and can represent an opportunity for buyers willing to take on properties in as-is condition. Florida HUD homes are sold without repairs or warranties, so a thorough inspection period is essential, and buyers should budget for potential repair costs on top of the purchase price. Owner-occupant buyers receive a priority bidding window before investors are allowed to submit offers, which gives primary residents a meaningful advantage. To get started, verify your financing eligibility (FHA loans are commonly used for HUD purchases), find a HUD-registered agent, and set up a search on hudhomestore.gov for Hernando County properties. Your agent will walk you through the bidding process, required addenda, and the specific closing timeline HUD requires. Having an agent experienced with HUD transactions keeps the process moving and prevents costly procedural errors. Kevin Neely & Kaitlynd Robbins | K2 Sells, Keller Williams Elite Partners
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04-15-2026 (1 week ago)··
Amanda Courtney

REP Realty Group · Fort Myers, FL

(13 reviews)
You have to go through your local Public Housing Authority (PHA), not HUD directly. The local PHA handles all the applications, verifies your income eligibility, and manages the waitlists for programs like public housing or Section 8 vouchers. Look up the PHA for your specific county or city to get the paperwork started.
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02-13-2026 (2 months ago)··
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Julianne Clark

Charter One Realty · Beaufort, SC

(48 reviews)
Your question is not very clear Angela. Are you looking to buy a home that is a HUD property -- and need help finding the house -- and an agent that works with HUD homes?? There is a lot of online resources for doing research on government foreclosures and financing options. Some agents will focus and specialize on selling these type properties. Another option is pull up ChatGPT or Gemini and ask your questions. You will be amazed at how quickly you can find the answers you are looking for. Good luck!
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05-01-2025 (12 months ago)··
Sarah JourdanNovice3 Answers
Sarah Jourdan

Coldwell Banker Realty · Ocean View, DE

(15 reviews)
I work work with a HUD Certified approved lender and agent in order to obtain financing and the correct representation - via their website.
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06-02-2025 (11 months ago)··
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