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i plan to buy a house in Florida in cash?

My husband wants nothing to do with it. We have separate accounts.. We do filing jointly with the IRS. Can i buy the house under my name?

Asked by Mercedes Lanwehr | Amawalk ny| 01-04-2026| 127 views|Buying|Updated 3 months ago

Answers (3)

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Keith Jean Pierre

REMAX First Realty · East Brunswick, NJ

(151 reviews)
You can certainly purchase a home on your own, but you might want to speak with an accountant and attorney to discuss possible worst-case scenarios. Keith Jean-Pierre Managing Principal The Dapper Agents Operations In: NY, NJ, FL & CA
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04-15-2026 (1 week ago)··
Cassidy McWherterSemi-Pro38 Answers
Cassidy McWherter

Orlando's Finest · Winter Park, FL

Yes, in most cases you can purchase a home in your name only — even if you file taxes jointly. However, Florida is not a community property state, but marital rights still matter. Depending on how funds are sourced and how title is taken, your spouse may still have certain rights. You’ll want to consider: • Source of funds (separate vs. marital) • How title is held • Estate planning implications • Homestead protections Before closing, I’d strongly recommend consulting a Florida real estate attorney to structure it correctly. If you’d like help understanding how title options work in Florida, I’m happy to walk through that with you.
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02-26-2026 (2 months ago)··
Kerry Ann DouglasNovice5 Answers
Kerry Ann Douglas

RE/MAX Forward · New Berlin, WI

(3 reviews)
Hi Mercedes. I am not licensed in FL, but if you are paying cash I do not have a reason on why you could not purchase the property in your name only. Best to reach out to an agent or attorney licensed in FL.
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02-12-2026 (2 months ago)··
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