How to buy a house in California with bad credit?

Hi Sara, Buying a home with less-than-perfect credit is still possible, though it can take a bit more planning. Here are some tips: Check your credit report – make sure there are no errors dragging your score down. Consider FHA or other government-backed loans – these allow lower credit scores and smaller down payments. Save for a larger down payment – putting more money down can make lenders more comfortable approving your loan. Work with a mortgage broker – they can help match you with lenders who specialize in buyers with lower credit scores. Keep your finances stable – avoid taking on new debt and pay bills on time to show financial responsibility. Even if your credit isn’t perfect, being organized and prepared can help you become a strong buyer. If you want, I can help connect you with lenders in California who work with buyers in situations like yours. Reach out anytime, and let’s make your homeownership goals happen!